自動車ローン計算機
税金・諸費用・下取り・頭込みの車のローン月払額を計算し、複数提案を並べて比較
Vehicle & Loan Details
使用例
Typical Auto Loan Rates
Calculation Results
Loan Summary
Financing Breakdown
Payment Schedule Preview
| Payment # | Payment | Principal | Interest | Balance |
|---|
計算方法
Payment Breakdown
もし…だったら？
各行は現在の入力値で再計算されます。行をタップすると適用されます。
2つのプランを比較
Enter vehicle and loan details to calculate
Fill in the vehicle price, APR and term above
Auto Loan Calculator FAQ
How is a car payment calculated?
The lender amortizes the amount you finance over the term using the standard installment formula. Each month you pay interest on the remaining balance plus a slice of principal, so the balance reaches zero exactly at the end of the term.
Should taxes and fees be included in the loan?
Rolling sales tax, title and registration into the loan is convenient but you pay interest on them for years. Uncheck the box to compare paying them upfront — the calculator shows the interest difference instantly.
How does a bigger down payment help?
Every dollar you put down reduces the amount financed, which lowers the monthly payment and the total interest. Use the What-if table to see how +$1,000 or +$2,500 down changes your payment.